PHASE I: Research & prep

  • Neighborhood/city/state research
    • Safety/crime
    • Schools
    • HOA and taxes
    • Price range
  • Financial prep
    • Credit score
    • How much you can afford
    • Saving a down payment
    • Home wish list, criteria
  • Agent or no agent?
    • Am I going to use an agent? 
    • Invite my agent or find and invite
    • Start search, set up feeds for properties that meet criteria

PHASE II: Home Buying

  • Meet with real estate agent
    • Discuss style, price, location
    • Buyer’s advantage
  • Pre-approval
    • What is needed: pay stubs, W2s, bank statements
    • Know what you can afford
    • Compare lender rates
  • Search for a home
  • Make offer
    • What are comparable homes selling for?
    • Offer is accepted
    • Pick title company
  • Negotiation + contract
    • Timeline to obtain financing
    • Time to inspect home
    • Rights & responsibilities
  • Offer Adjustments
    • Based on home inspection results
    • Home warranty 
  • In escrow
  • Final details 
    • Due diligence
    • Appraisal
    • Schedule inspection
    • Review terms
  • Pick Insurance
  • Hub Disclosures
  • Lender Document Submission
    • Proof of income
    • Bank statements
    • Tax forms
  • Lender Disclosures
    • What the loan is going to cost you
    • Interest rate
    • Payoff period
  • Get Lender Approval
  • Closing
    • Independent 3rd party

PHASE III: Nesting

  • Moving
    • Packing
    • Moving help
  • Utilities
    • Internet
    • Cable
    • Water
    • Gas
    • Electric
    • Solar or no solar?
    • AC/Heat
    • Smart home systems
  • Home Security
  • Remodelling
    • Contractors 
    • Ordinances, codes, permits
  • Design + decor
    • Painting
    • Landscaping
  • Appliances + furniture
    • Mattress
    • Kitchen appliances
    • Laundry appliances