Historically, mortgage loans have been either fixed-rate or adjustable. In recent years, however, a new hybrid mortgage that combines the best of both worlds—as well…
When is the best time to buy a home?
When is the best time to buy a home? Whenever you have the money. But let’s say you have the money. Is there still a…
What Is a Jumbo Loan and When Do I Need One?
As you prepare to buy a house, you might see information about several types of loans to choose from. One is a jumbo loan, which…
What are Mortgage “Points” and How Many Should I Expect to Pay?
What are Mortgage “Points” and How Many Should I Expect to Pay? Mortgage points are either origination or discount points. In either case, one point…
Choosing the Best Mortgage
Choosing the Best Mortgage If you’re in the market for a house, you’ve likely started making a list of must-haves for your new home. And…
Downpayments 101
One of the most profitable methods to create security for yourself and your family or create generational wealth is to invest in real estate. Over…